Your money
already working.
You made the right call. Here's exactly what your portfolio will do — before you move a single dollar.
Your Growth Calculator
Projections assume 8.7% avg annual return (Ledger managed portfolio, net of fees) vs 5.2% unmanaged baseline. Past performance does not guarantee future results. For illustrative purposes only.
Did you pick the
right platform?
Every cell below is a real number. Competitors anonymized by request — fees verified via public disclosures, Q4 2025.
People who made
the same decision.
I rolled over my entire 401(k) from my last job — $187,000 — and spent three weeks second-guessing myself. The calculator showed me I'd be $31,000 ahead by year five. That number ended my hesitation.
I tracked everything in Google Sheets for four years. Ledger imported my history, built a proper allocation, and showed me I was paying 0.38% in hidden fund fees. That's $1,200 a year I was losing without knowing.
I started with $3,000 — the minimum most platforms won't bother with. Ledger treated it like it was $3 million. Automated rebalancing, tax-loss harvesting, the whole thing. Six months in, I'm up 9.2%.
The decision is
already made.
You've seen the numbers. You've compared the fees. You've read what people like you experienced. Fund your first goal and let the math do the rest.
